With the end of the year and the holidays fast approaching, it’s likely that the last thing on your mind is your dentist. However, this is actually the perfect time of year to contact your dental provider and make sure that you’ve scheduled all of your preventive appointments for the year and schedule any outstanding treatment you may have. Why? So you can make the most of your dental benefit dollars before they’re gone. Here’s what you should know about dental insurance.
How Your Dental Insurance Works
Most dental plans typically run on a calendar year. This means benefits begin in January and end in December. Your plan will likely also have a yearly maximum, which ranges anywhere from 1000 to 2000 dollars. These dollars run out in December if they are not used because they don’t roll over into 2019’s benefits. So you could potentially be losing thousands of dollars if you don’t utilize your 2018 dental benefits.
What does this mean for you and your family? That the perfect time is now to schedule any cleanings, checkups, or outstanding treatment that is needed for 2018 before your benefits run out. Don’t lose your benefit dollars!
The Importance of Preventive Care
Since dentistry is all about prevention, most dental plans cover your six-month cleaning and checkup appointments at 100%. Since there is no out-of-pocket cost for you, it’s important to take advantage of these appointments that are critical to maintaining your oral health.
For example, if your dentist finds a cavity in your tooth during your examination and you are proactive about treating it right away, it is likely that you can take care of it with a simple dental filling. If you ignore your cavity, the decay in your tooth will continue to progress and could eventually make its way into the root of your tooth where it will cause an infection and pain.
If your tooth becomes infected, it will now require root canal therapy to eliminate your decay and infection and preserve your tooth. Unfortunately, this procedure is much more complex and costlier than a dental filling that could’ve taken care of the problem in the beginning.
Do You Have Questions?
Do you have questions about your dental insurance, what it covers, or which appointments you should schedule? Give your dentist a call today to learn more about maximizing your benefits.
About the Author
Would you like to work with a compassionate and caring dental team? Would you like dentistry to feel comfortable and convenient for your schedule? Look no further than Dr. Stirneman and his team at Compassionate Dental Care.
As the name implies, we care about our patients’ comfort and unique needs. We also offer early morning, evening, and Saturday appointments so you can easily fit dentistry into your busy schedule.
If you would like to contact Dr. Stirneman, he can be reached by calling 847-854-7645 or through his website.