Do you have dental insurance? Did you know that most insurance plans reset at the end of the year? Millions of Americans reach the end of the year without using all of their benefits, wasting hard-earned dental dollars. Without any of these benefits rolling over, you have a fresh set of benefits on January 1st. Thankfully, your dentist has some easy tips on ways you can utilize your benefits to their fullest potential. Keep reading to learn how to get the most out of your dental insurance in 2019.
Know Your Maximum
The most important number to keep in mind is your yearly maximum. This is the most your insurance plan is willing to pay for your dental care in 1 year. Typically, annual maximums are around $1,000. The key is to try to reach or exceed this number by the end of the year, so you’re not leaving precious benefits on the table come December 31st.
Take Advantage of Preventive Visits
Preventive dental visits like checkups and cleanings are typically 100% covered by dental insurance, so these appointments are a great way to use up your benefits. You should be seeing your dentist every 6 months already because it’s vital for your oral health.
Checkups and cleanings are not only beneficial to your oral health, but they also help your pocketbook. During a routine checkup, your dentist can prevent and detect more serious dental issues while they are still small. Avoiding the dentist will only put you at higher risk for more expensive and involved procedures in the future.
Preventive visits are also a great way to stay on top of your oral health. Your dentist can detect dental issues like gum disease, cavities, decay, infection, oral cancer, and more, which is another reason your insurance favors preventive visits.
See Your Dentist Early
Scheduling your first dentist’s appointment early in the year has a few advantages that you can benefit from. First, just like your own calendar, your dentist can get busy. That’s why booking appointments early on will typically give you more freedom to choose based on your time preference.
Seeing your dentist early in the year will also help plan out your year of benefits. They will be able to develop a treatment plan for your smile, where you’ll have a better idea of the types of dental services you’ll need in the upcoming year. That way, you and your dentist’s office can plan accordingly to maximize your benefits before 2020.
Now that you know how to maximize your benefits, are you ready for 2019? Contact your dentist to get started on a healthy smile and a full pocketbook for the new year.
Meet the Dentist
Dr. Tim Stirneman has almost 30 years of experience in dentistry, which allows him to provide expert care for his patients in Lake in the Hills. He takes pride in accepting a variety of dental insurance plans to provide quality and affordable dentistry. He currently practices at Compassionate Dental Care, and he can be reached through his website or by phone at (847) 854-7645 for any questions.